Retirement Gap Calculator
Compare what you'll have to what you'll actually need. Get a clear answer — and a clear next step.
Projected Surplus
$689,340
You're projected to have $689,340 more than you need. Your priority shifts from "save more" to "protect what you've built" — taxes, sequence-of-returns risk, and estate planning matter more now.
What to do next
- Build a tax-aware withdrawal plan to keep more of your nest egg.
- Pressure-test against a bad market in your first retirement decade.
- Decide what surplus wealth should do — gifting, legacy, or values-based investing.
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