Tools & Calculators
Free tools built by fiduciary advisors. Each one gives you a number and a clear next step.
Pick a calculator to get started
Each tool is its own page so you can bookmark, share, and revisit anytime.
Investment Growth
See how your investments compound over time with monthly contributions.
Retirement Savings
Project the size of your nest egg at retirement.
Retirement Gap
Find out if your savings will cover your retirement income needs — or if there's a gap.
Debt Payoff
See how fast you can be debt-free and how much interest you'll save.
Net Worth Tracker
Calculate your net worth and benchmark it against peers in your age band.
Advisor Quiz
Get a personalized recommendation: DIY, coach, or fiduciary advisor.
Advisor Cost Calculator
See exactly what you'd pay an advisor over time, across different fee structures.
Compound Interest Calculator
See how your money grows over time with compounding. Adjust contributions, return, and time to watch the math work.
Self-Paced Learning
Master your money at your own pace with The Money School
The Money School
Comprehensive courses on budgeting, investing, debt payoff, and building wealth—all designed for real people, not finance professionals.
What You'll Learn:
- Create a budget that actually works
- Pay off debt strategically
- Build an emergency fund
- Start investing with confidence
Course Features:
- Learn at your own pace
- Video lessons + worksheets
- Lifetime access
- Community support
Your Information Advantage
Money News Network
Stay ahead with exclusive insights, expert analysis, and market commentary from Nicole Lapin and industry leaders. The information you need to make smarter wealth decisions.
Market Insights
Daily analysis and financial news that matters
Expert Commentary
In-depth interviews with top financial minds
Wealth Strategies
Proven approaches to building generational wealth
Watch Money News Network
Knowledge is your best investment
Planning Guides & Resources
Download our free guides, worksheets, and templates to help you take control of your finances
PDF
Monthly Budget Planning Worksheet
A comprehensive monthly budget planning template to track income, expenses, and savings goals. Includes categories for all major expense types and automatic calculations.
Category: Budgeting
450 KB
PDF
Investment Account Comparison Guide
Compare 401(k), Traditional IRA, Roth IRA, HSA, and taxable brokerage accounts side-by-side. Understand tax benefits, contribution limits, and withdrawal rules for each account type.
Category: Investing
680 KB
PDF
Debt Elimination Roadmap
Step-by-step guide to paying off debt using the avalanche or snowball method. Includes calculators, tracking worksheets, and motivational milestones.
Category: Debt Management
520 KB
PDF
First-Time Home Buyer Checklist
Complete guide for first-time home buyers covering budgeting, down payments, mortgage types, closing costs, and the home buying timeline.
Category: Home Buying
780 KB
PDF
Retirement Readiness Assessment
Evaluate your retirement preparedness with this comprehensive self-assessment tool. Calculate your retirement number, assess savings progress, and identify gaps.
Category: Retirement Planning
620 KB
PDF
Tax Planning Checklist for High Earners
Advanced tax strategies for professionals earning $150k+. Maximize deductions, optimize retirement contributions, and reduce your tax bill legally.
Category: Tax Planning
890 KB